New Step by Step Map For 債務重組 - 【drphk.top】

New Step by Step Map For 債務重組 - 【drphk.top】

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人生路上，總有充滿各式各樣的挑戰與難關。萬一遇上周轉困難，陷入來自銀行及其他財務機構的債務泥沼，無力償還但不想走上破產之路的你，其實還有一個可行方案，助你以一個較低利息及可負擔方式來還清債務，這便是債務重組，或又稱為結餘轉戶方案。

Should your creditors conform to the IVA, once it is set up, you can make a regular monthly payment for your insolvency practitioner, who will then shell out the agreed amount of money to every of one's creditors.

是兩種不同的財務處理方式，它們在多個方面有所不同。以下是兩者的主要區別：

Following that, they’ll write an IVA proposal on your creditors and the courtroom. The proposal will include:

致力為客戶提供優質服務，我們非常重視與每一位客戶直接溝通的機會，並會認真管理客戶回饋的寶貴意見

Precedence debts are usually not A part of an IVA. They rely in direction of your regular family costs rather. Priority debts contain:

Loads of creditors have signed 債務重組破產分別 nearly something known as the IVA protocol. This suggests they’re anticipated to accept a proposal which has been published according to the protocol 債務舒緩 with out requesting needless changes.

當欠債人向法庭入紙申請臨時命令時，他須向法庭支付一筆一次性的費用。收費按欠債金額而定，計算如下：

債務人在申請時不需要立即繳交債務重組費用，本公司更提供分期付款，方便債務人，與您共渡時艱。

其他人士作出的任何言行及商業活動，與本協會無關，任何有關此等的投訴，引致損失，本協會亦不會處理，敬請見諒。

If you find out that you're 債務舒緩 thanks some money as a consequence of something that took place before the IVA, your creditors might need the proper to assert it too - whether or not your IVA has concluded.

Brean was a writer and spokesperson for NerdWallet who covered a variety of subject areas such as cash-saving tips, credit scores and running personal debt. With about five years' knowledge in finance, she…

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自僱人士當然可以辦理債務重組申請，只要能夠提供合理的入息證明，也符合辦理債務重組的基本要求。